IMPORTANT NOTICE: FRBT premium changes

Thank you for being a valued member of the Houston Police Benefit Trust (HPBT) and the First Responders Benefit Trust (FRBT). Please note, effective January 1, 2022, there will be premium changes to our current Group Term Life and Indemnity Dental policies for Active and Retired members.

Group Term Life Changes

Indemnity Dental Changes

If you have any questions or concerns about these rate changes or your coverage, please contact our office at or (832) 200-3410.